Overview
Ramsey Solutions helps people take control of their money and life with easy-to-understand advice and tools. They offer articles, guides, bestselling books, financial calculators, and live events to teach budgeting, saving, paying off debt, and more. Their flagship program, Financial Peace University, is designed to help you get your finances in order. They also have an EveryDollar budget app to help manage daily expenses. Beyond money, they provide advice on mental health, career, and leadership. They offer services for businesses, schools, churches, and individuals. Overall, it's like having a trusted friend guide you to better money management and life skills.
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Information was taken directly from the company's official about page, listing their main services in a clear, consumer-friendly manner.
How to Get a Ramsey Solutions Refund: Step by Step
If you purchased through Ramsey Solutions directly (ramseyplus.com):
- Log into your account at ramseyplus.com.
- Click the Settings icon in the top right corner.
- Choose Manage Account Settings.
- Click Update Subscriptions.
- Cancel your subscription by turning off auto-renewal if you haven't already done so.
- Contact Ramsey Solutions customer support via their website or support email, specifically requesting a refund for your recent subscription charge, mentioning that the charge was within the last 30 days.
- Note: Only subscriptions billed directly by Ramsey Solutions are eligible for refunds. If you subscribed through a third party (Apple App Store, Google Play), you must request the refund through that provider.
If you purchased through Apple App Store:
- Open a web browser and go to reportaproblem.apple.com.
- Sign in with your Apple ID.
- Find the subscription charge associated with Ramsey Solutions.
- Tap or click "I'd like to", then select "Request a refund".
- Choose a reason for your refund request, like "The subscription renewed without notice" or "The account was unused" to improve success chances.
- Submit your refund request.
- Wait for Apple to process the refund; usually you will receive a response in 24 to 48 hours.
If you purchased through Google Play Store:
- On a computer or mobile browser, visit play.google.com.
- Click your profile picture at the top right.
- Go to Payments & subscriptions, then Budget & order history.
- Locate the Ramsey Solutions subscription order and click Report a problem.
- Select the option that best matches your refund reason.
- Fill out the refund form, clearly stating you want a refund for the subscription charge.
- Submit the form and wait for a decision, usually within one day but can take up to four days.
Tips and Tricks for Getting a Ramsey Solutions Refund
- Start refund requests early, ideally within 3 days of purchase, to leverage their stated refund window.
- Do not proceed past the first module or chapter of any course if planning to request a refund, as progression may void refund eligibility.
- Use persistent, polite, and clear communication when dealing with customer service; repeated follow-ups can eventually lead to a refund being processed.
- Escalate slowly from customer service reps to supervisors or managers if initial requests are denied or ignored.
- Document all communications including dates and responses to strengthen your case when escalating.
- Highlight discrepancies or misleading details about the product, such as costs or content quality, in your refund request to build a strong argument.
- Use calm and firm language emphasizing your understanding of their refund policy and your eligibility under those terms.
- Consider timing your request mid-week and during business hours for better access to responsive staff.
- Avoid shipping physical returns if not explicitly required as some users report receiving refunds without needing to send items back.
- Be prepared for a wait—refunds may take weeks or months after initial requests, so continued polite persistence is key.
Why Do People Request Refunds from Ramsey Solutions
- Dissatisfaction with product or training content not meeting customer expectations.
- Defective, damaged, or missing products upon receipt.
- Lack of transparency about additional costs, such as unexpected annual fees or lead costs.
- Refund request due to dissatisfaction with referral services or leads which were outdated or inaccurate.
- Customer service issues, including slow responses or denial of refunds based on policy restrictions.
- Frustration with refund policy restrictions, such as time limits or course progress requirements for refunds.
- Subscription refunds requested for EveryDollar Premium annual or monthly subscriptions within 30 days of charge.
- Complaints about lack of physical class options or insufficient learning materials.
Ramsey Solutions Refund Script
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Dear Ramsey Solutions Team,
I hope this message finds you well. I am writing to bring to your attention a billing issue that I recently encountered. It appears that I was unintentionally charged for a service that I did not authorize or use.
I would greatly appreciate it if you could process a refund for this charge at your earliest convenience. Please let me know if you require any additional information to assist with this request.
Thank you for your prompt attention to this matter.
Best regards,
Ramsey Solutions Refund Policy
Ramsey Solutions offers a refund policy where customers can return products within 90 days of purchase for a refund, provided that items are in their original condition. Refunds are issued in the same manner as the original payment, and customers are responsible for return shipping costs.
The Easiest Way to Get a Ramsey Solutions Refund
If you’re frustrated trying to get a refund from Ramsey Solutions—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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