Overview
Mogo Inc. is a cool financial tech company that helps you manage your money in a simple way. They offer a range of services like personal loans, a free credit score tracker, and a neat digital wallet. Mogo's goal is to make it easier for you to understand your finances and reach your financial goals. Whether you need some extra cash for a big purchase or just want to keep an eye on your credit health, Mogo has got your back!
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The description is based on a general overview of Mogo Inc. and its services, aiming to communicate in a friendly and relatable manner that resonates with everyday consumers.
How to Get a Mogo Inc. Refund: Step by Step
If you purchased through Mogo.ca directly:
- Visit the Mogo website and log into your account.
- Navigate to the ‘Help’ section, usually found at the bottom of the homepage.
- Click on ‘Contact Us’ to access customer support.
- Select ‘Email’ or Live Chat options for assistance.
- When prompted, explain that you are seeking a refund for a membership or subscription, specifying the reason clearly (e.g., "the subscription renewed without my consent").
- Include any relevant details such as your account information and the date of the charge.
- After receiving a confirmation response, monitor your email for further instructions on the refund process.
If you purchased through Apple:
- Open the Settings app on your device.
- Tap on your Apple ID at the top of the screen.
- Select Subscriptions.
- Locate the Mogo subscription and tap on it.
- Scroll down and select Report a Problem.
- Choose This is a billing issue and then select I want to request a refund.
- In your message, mention that the subscription renewed unexpectedly and that you’d like a refund.
- Submit your request and wait for a confirmation email regarding next steps.
If you purchased through Google Play:
- Open the Google Play Store app.
- Tap on your profile icon in the top right corner.
- Select Payments & subscriptions.
- Go to Subscriptions and find your Mogo subscription.
- Tap on the subscription, then select Manage.
- Choose Request a refund or Report a problem.
- Indicate that the subscription renewed without notice, and you desire a refund.
- Follow the prompts to finalize your request.
If you purchased through PayPal:
- Log in to your PayPal account.
- Go to Activity and find the transaction related to Mogo.
- Click on the transaction to view its details.
- Select Report a Problem.
- Choose Refund as the reason for your dispute.
- State that the subscription was charged without authorization and that you’d like a refund.
- Submit your report and check back for updates on your request.
Tips and Tricks for Getting a Mogo Inc. Refund
- Document Everything: Keep detailed records of all transactions, communication, and dates to support your case.
- Be Polite but Firm: Use a friendly tone but express your dissatisfaction clearly to increase your chances of a positive outcome.
- Contact Support During Off-Peak Hours: Try reaching out early in the morning or late in the evening for shorter wait times and more attentive service.
- Use Social Media: Publicly mention your issue on Twitter or Facebook to attract faster attention from the company.
- Request Escalation: If initial representatives aren’t helpful, directly ask to speak to a supervisor or a higher-level support team.
- Create a Sense of Urgency: Highlight any time-sensitive issues related to your refund, such as bills or upcoming financial commitments.
- Refer to Other Customers’ Experiences: Mention successful cases from online forums to demonstrate that others have received refunds.
- Offer Compromise: Suggest potential solutions that could work for both you and the company to facilitate a quicker resolution.
- Follow Up Regularly: Stay in touch and check on the status of your refund weekly to keep your case on their radar.
- Use a Script: Prepare a concise script outlining your issue and desired resolution to keep the conversation focused.
- File a Formal Complaint: If necessary, consider filing a complaint with a consumer protection agency to add weight to your request.
Why Do People Request Refunds from Mogo Inc.
- Service not as described - The product or service did not meet expectations based on advertising.
- Technical issues - Users experienced ongoing problems with the platform or app.
- Inability to access funds - Users faced issues retrieving their money when needed.
- Unauthorized transactions - Charges appeared on accounts without user consent.
- Late delivery - Services or products were not delivered within the promised timeframe.
- Better competitors - Users found better offers or services from other companies.
- Rate changes - Unexpected increases in fees or interest rates.
- Customer service issues - Poor experiences dealing with customer support.
Mogo Inc. Refund Script
Script
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Dear Mogo Inc. Support Team,
I hope this message finds you well. I am writing to address a billing issue I encountered with my recent account statement. I noticed an unexpected charge that I believe was made in error. After reviewing my account and spending history, I am certain this charge does not reflect my actual usage.
I kindly request a refund for this amount as I am dissatisfied with this accidental charge. I appreciate your attention to this matter and look forward to your prompt response.
Thank you for your assistance.
Best regards,
Mogo Inc. Refund Policy
Mogo Inc. offers a 100-day money-back guarantee on their MogoMoney product. If you're not satisfied within 100 days, you can return the principal amount and receive a refund for any paid interest and fees. To initiate this process, contact Mogo's customer support.)
The Easiest Way to Get a Mogo Inc. Refund
If you’re frustrated trying to get a refund from Mogo Inc.—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.